Define the decision
What are you deciding, when does it matter and what would a useful outcome look like?
Use the planning organizerClient resources
Resources to help you prepare.
Find educational guides, preparation resources and answers to common questions about financial planning.
Before a planning conversation
Here’s what to think about before we talk.
These are general preparation steps. Each engagement has its own checklist based on the agreed scope.
Make a financial inventory
List relevant account types, income sources, debts, insurance and existing planning documents. Leave out passwords, full account numbers and identity documents.
Read the preparation guideReview what has changed
Note changes in work, family, health, spending or priorities. Identify the assumptions you want to revisit.
Explore when to review a planCommon questions
Know what to expect.
Must I transfer assets to get planning help?
Hourly consultations and flat-fee financial plans are independent of investment management. The agreement describes each service.
Does a one-time plan include ongoing monitoring?
Only if an ongoing responsibility is expressly agreed. The scope should say when the work is complete and what follow-up, if any, is included.
Where will management assets be held?
The management model uses client accounts at an independent custodian. This website does not provide account-opening instructions or account access.
Can I use the articles without becoming a client?
Yes. Educational resources are freely accessible and do not require an account or establish an advisory relationship.
Your next step
Let’s talk about the help you need.
An introductory meeting is a chance to discuss your questions, understand the services and decide whether working together makes sense.
Schedule an introductory meeting